Account Features Saudi Riyal Only Manage your funds conveniently in Saudi Riyals. Mada Cards Access your funds anywhere with Visa cards for you and your family. No Minimum Salary Required Open your account instantly with no fees or additional conditions. Bill Payments & Transfers Pay bills and transfer money anytime, anywhere. Free Cheque Book Get a complimentary cheque book for your SAR account. Account Statements Receive your account statements monthly, quarterly, or yearly. Eligibility Criteria How to Apply Saudi Nationals Eligible from 15 years and above with a valid National ID. GCC Citizens (Bahrain, Kuwait, Oman, Qatar, UAE) Applicants must be 18 years of age or older and provide a valid passport or National ID, in addition to proof of a local Saudi address (including a utility bill, lease agreement, property deed, or an official letter issued by a Saudi sponsor), as well as proof of home country address. Non-Saudis (Non-GCC) Eligible from 18 years and above with a valid residency permit (Iqama). Online Application Apply in minutes through SAIB Digital Banking channels with no documents required. In-Branch Application Visit your nearest SAIB branch with your valid ID. Expatriates must also provide a letter of introduction from their sponsor. Frequently Asked Questions When will I receive my Mada Card and PIN? Your Mada Card, PIN, and account identification card are issued immediately once your account is opened. When will I receive my cheque book? Your cheque book will be ready within 2–3 business days from the date your account is activated. Can I have more than one Salary Account? No. You can hold only one Salary Account, as it’s directly linked to salary deposits. What happens if my salary stops being transferred to this account? Your Salary Account will continue to function as a regular Current Account with the same benefits. Bank Instantly. Live Effortlessly.Open your account online in minutes and enjoy seamless banking with SAIB. Open a New Account Get the App We’re Always Within Reach Stay connected to your banking, through our customer care team, digital channels, and branches everywhere. Customer Care Submit inquiries, raise complaints, and access support anytime. Branches & ATMs Easily locate branches and ATMs wherever you are. E-Banking Services Bank smarter and faster with our secure digital platforms.