Account Features Currency Options Open your account in SAR, GBP, USD, or EUR. No Account Fees Enjoy banking services with zero admin fees. Bill Payments & Transfers Pay bills and transfer money anytime, anywhere. Free Cheque Book Get a complimentary cheque book for your SAR account. Mada Cards Access your funds anywhere with Visa cards for you and your family. Account Statements Receive your account statements monthly, quarterly, or yearly. Complete Digital Access Access and manage your banking digitally, with full control. Eligibility Criteria How to Apply Saudi Nationals Eligible from 15 years and above with a valid National ID. GCC Citizens (Bahrain, Kuwait, Oman, Qatar, UAE) Applicants must be 18 years of age or older and provide a valid passport or National ID, in addition to proof of a local Saudi address (including a utility bill, lease agreement, property deed, or an official letter issued by a Saudi sponsor), as well as proof of home country address. Non-Saudis (Non-GCC) Eligible from 18 years and above with a valid residency permit (Iqama). View full Terms & Conditions Online Application Apply in minutes through SAIB Digital Banking channels with no documents required. In-Branch Application Visit your nearest SAIB branch with your valid ID. Expatriates must also provide a letter of introduction from their sponsor. View full Terms & Conditions Frequently Asked Questions When will I receive my mada Card and PIN? Your Mada Card, PIN, and account identification card are issued immediately once your account is opened. When will I receive my cheque book? Your cheque book will be ready within 2–3 business days from the date your account is activated. Can I have more than one Current Account? Yes. You can open more than one Current Account and choose to have it in another currency if you wish. Can I open a joint Current Account? Yes. Joint accounts are available upon request at your nearest SAIB branch. Can I transfer my salary to the Current Account? Yes. You can easily have your salary transferred directly to your SAIB Current Account. Can I set up standing orders or automatic payments? Yes. You can create standing orders and schedule payments for bills or transfers through SAIB Digital Banking. How can I get account statements? You can view or download your account statements anytime through SIB Retail App or SIB Retail Online, or request printed copies at any branch. Bank Instantly. Live Effortlessly.Open your account online in minutes and enjoy seamless banking with SAIB. Open a New Account Get the App We’re Always Within Reach Stay connected to your banking, through our customer care team, digital channels, and branches everywhere. Customer Care Submit inquiries, raise complaints, and access support anytime. Branches & ATMs Easily locate branches and ATMs wherever you are. E-Banking Services Bank smarter and faster with our secure digital platforms.